About Us

Get to Know Your Partner on the Climb

Happy group of people standing toghther with mountains and trees in the background

Ascend Loans is here to make your climb a bit easier

So many people too often face unexpected expenses without a safety net. You need someone you can turn to. That’s why we made it our mission to provide consumers with short-term funds when they need it most, regardless of your credit score.

Why Ascend?

We make loan decisions differently. We don’t follow the banker model that has you running in circles with exhausting overdraft fees and what seems to be a never-ending series of denied credit requests. Instead, Ascend Loans alleviates all that stress with more inclusive qualifying guidelines than traditional loan options.

We deliver our products through a user-friendly, online lending process with quick decisions. And, we don’t make it confusing with “banker speak” either. We tell it to you as it is. Our loans are a high-cost option. They are designed for short-term use only. But, we say yes when others won’t, and we do it in an uncomplicated manner.

Also, we right-size our loans and terms to fit your budget. There’s no single big payment due on your next payday like traditional payday loans. Instead, Ascend Loans are due in installments on a schedule matching your pay dates over the course of 10 months, making repayment less of an uphill climb.

The Ascend Loans experience requires minimal effort from the you, so you can ascend past the stress of today and look forward to your future.

Woman and child holding hands and standing at the base of mountain looking up to the summit where an Ascend Loans flag is flying

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(888) 512-7236

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Ascend Loans, LLC
635 East Highway 20, U
Upper Lake, CA 95485

Ascend Loans, LLC (“Ascend”) subprime loans are designed to help you meet short-term borrowing needs, such as for car repair, medical care for you or your family, or travel expenses in connection with your job. These loans are an expensive form of credit and are not intended to provide a solution for long-term credit or other financial needs. Alternative forms of credit such as a credit card advance, personal loan, home equity line of credit, and borrowing from a friend or relative may be a less expensive and more suitable source of funding.

Ascendloans.com is a website owned and operated by Ascend Loans, LLC, a wholly owned economic development arm and instrumentality of the Habematolel Pomo of Upper Lake (the “Tribe”), a federally recognized Indian tribe. This service is offered to you via the internet from the the Tribe's trust land, regardless of where you may be situated or access this site, and constitutes an offer or solicitation for consumer loans solely within the Tribe's jurisdiction, not in any other state. The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location The locations from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. The Tribe regulates financial services obtained by anyone choosing to access the Tribe's jurisdiction, such as you, under the Habematolel Pomo of Upper Lake Tribal Consumer Financial Services Regulatory Ordinance. Ascend is authorized to offer such services within the Tribe’s jurisdiction through a license issued by the HPUL Tribal Financial Services Regulatory Commission. If you choose to visit the Tribe’s jurisdiction through the internet and access services offered and regulated under the Tribe’s laws, you must consent to the Tribe's jurisdiction and agree that Tribal law governs such services. Any agreements governing those services will become binding when we accept them at our offices on the Tribe's land.

Applications approved by 4:00 p.m. pacific time Monday through Friday are typically funded the next business day. Ascend may perform credit checks or otherwise verify the personal and financial information submitted on your application through traditional and alternative credit bureaus. If we are unable to verify your application information electronically, we will perform a manual verification in which you will be asked to provide certain documents. Manual verification may delay your loan decision and, if you are approved, funding. First-time Ascend customers may qualify for a loan of $300.00 up to $1,000.00. Customers with good payment history may qualify for subsequent loans at a lower APR and increased dollar amount not to exceed $1,000.00. Complete disclosures of APR, fees, and payment terms are set forth in the loan agreement which you should read before you sign and obtain funds. Your loan may be repaid at any time without penalty.