Online personal loans up to $1,000 – Fast. Secure. Uncomplicated.

The cash you need. The freedom you deserve.

How it Works


Unexpected expenses have you off track? Get a decision fast with our super-simple online loan application

Review & Sign

Review your terms on your terms. Login 24/7 to review and sign your loan agreement securely from anywhere.

Get Funded

Rise above short-term money stress. If approved and once you sign, funds are sent to your bank in 1 business day.

Fast. Secure. Uncomplicated.

Stuff happens. Finances are hard. We get it.

Ascend Loans provides a path forward when others won’t. We look at lending with a different perspective, understanding that you are more than a credit score. From paying for auto repairs, dealing with an unexpected medical expense, or just getting the kids back to school with new shoes, turn to us to help you navigate through what ever life throws at you. We’ll help you get back on your trek to financial freedom.

You are why we make lending decisions differently

Our short-term loans are built with you in mind. We are here because, frankly, you deserve better than another payday loan from “check cashing near me”. You won’t have to worry about how to repay your entire loan on your next payday. Your Ascend Loan is right-sized to your budget with manageable equal payments and due dates that are directly matched to when you get paid. Ascend beyond short-term financial stress with Ascend Loans.

Ascend Trek Tips

3 Simple Steps: Budgeting

3 Simple Steps: Budgeting

We’ve all thought it one time or another – finances are hard. But, with the right plan, you can do it! The first step – a plan you understand and can follow. That plan is your budget. A budget is just a way to put on paper what you probably already…

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(888) 512-7236

Ascend Loans, LLC
635 East Highway 20, U
Upper Lake, CA 95485

Ascend Loans, LLC (“Ascend”) subprime loans are designed to help you meet short-term borrowing needs, such as for car repair, medical care for you or your family, or travel expenses in connection with your job. These loans are an expensive form of credit and are not intended to provide a solution for long-term credit or other financial needs. Alternative forms of credit such as a credit card advance, personal loan, home equity line of credit, and borrowing from a friend or relative may be a less expensive and more suitable source of funding. is a website owned and operated by Ascend Loans, LLC, a wholly owned economic development arm and instrumentality of the Habematolel Pomo of Upper Lake (the “Tribe”), a federally recognized Indian tribe. This service is offered to you via the internet from the Tribe's trust land, regardless of where you may be situated or access this site, and constitutes an offer or solicitation for consumer loans solely within the Tribe's jurisdiction, not in any other state. The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The locations from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. The Tribe regulates financial services obtained by anyone choosing to access the Tribe's jurisdiction, such as you, under the Habematolel Pomo of Upper Lake Tribal Financial Services Regulatory Code. Ascend is authorized to offer such services within the Tribe’s jurisdiction through a license issued by the HPUL Tribal Financial Services Regulatory Commission. If you choose to visit the Tribe’s jurisdiction through the internet and access services offered and regulated under the Tribe’s laws, you must consent to the Tribe's jurisdiction and agree that Tribal law governs such services. Any agreements governing those services will become binding when we accept them at our offices on the Tribe's land.

Applications approved with instant funding are typically funded within 30 minutes of signing the loan agreement. Applications approved by 4:00 p.m. pacific time Monday through Friday are typically funded the next business day. Ascend may perform credit checks or otherwise verify the personal and financial information submitted on your application through traditional and alternative credit bureaus. If we are unable to verify your application information electronically, we will perform a manual verification in which you will be asked to provide certain documents. Manual verification may delay your loan decision and, if you are approved, funding. First-time Ascend customers may qualify for a loan of $300 up to $1,000. Customers with good payment history may qualify for subsequent loans at a discounted APR and increased dollar amount not to exceed $2,000. Complete disclosures of APR, fees, and payment terms are set forth in the loan agreement which you should read before you sign and obtain funds. Your loan may be repaid at any time without penalty.

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